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GENERAL TERMS
BOAT INSURANCE QUOTE ("we" or "us") is committed to securing your information and protecting your privacy during your visit to our web site and your use of the services we provide through this web site. This privacy policy outlines our practices for collection, use, and disclosure of the information that you provide to us through this web site. By browsing this web site or using our services, you acknowledge that you have read and accepted the practices, procedures and terms and conditions of this policy with respect to the collection, use and disclosure of your information.

Policy Revisions
We may, from time to time, change this privacy policy, so please check it regularly for any changes or updates. If you have any questions regarding this privacy policy, then you may email us at admin@BOATINSURANCEQUOTE.net. If you do not agree with the collection, use or disclosure of your information in accordance with this policy, then you are requested to immediately stop browsing this web site or using our services and exit this web site.

Key Policy Terms
Throughout this privacy policy we use several specialized terms. When we use the term "Personally Identifiable Information" in this privacy policy, we mean information that is specific to you as an individual, like your name, email address, residential address, telephone number, facsimile number, occupation or career related information and credit card information. The term "User Information" incorporates all of your Personally Identifiable Information and any other forms of information discussed in this privacy policy.

Types of Information We Collect, Use and Disclose.
(a) Visiting Our Web Site. When you visit our web site to browse or to obtain information about our organization, services, and publications, we may collect, use, and store information such as the type of computer modem and Internet browser you are using, the number of times you visit our web site and the particular pages you view, and the type of data you request when visiting our site. We may use this information to improve our site and user experience.

(b) Using Our Services. When you use the services we offer through our web site, you may choose certain on-line service options such as (i) to purchase publications through our on-line store; (ii) to access and purchase our on-line educational courses and products through the BOAT INSURANCE QUOTE academy; (iii) to register for, or to participate as a sponsor of or exhibitor at, our conferences and seminars; (iv) to join our organization or related associate organizations, (v) to access membership only services such as the provision of health care related legislative reports, or (vi) to contact us. When you engage in any of the foregoing activities or any other services provided through our web site, you provide us Personally Identifiable Information.

(c) Collecting, Using or Disclosing Personally Identifiable Information. We collect and store this Personally Identifiable Information, any updates to such information that you send us, and any modifications that we make to such information. Except as set forth in this policy, we will not reveal any such Personally Identifiable Information to any other third party without your consent, except that we may share User Information with our business associates or organizations who assist us in administering our services or web site. Furthermore, we may use, disclose, or transfer certain User Information (a) to provide you the services, products, publications, or information you request; (b) to send you marketing materials about us, our seminars and publications or membership services; (c) to protect the confidentiality or security of your records; (d) to comply with law enforcement, governmental mandate, or other legal requirement if appropriate for your protection or in connection with an investigation or prosecution of possible unlawful activity; (e) in connection with a sale, acquisition or merger of our organization, or our organization assets; (f) to our attorneys, accountants, or regulators; or (g) for other legally permissible purposes.

Feedback
In addition, any information that you send us such as your questions, suggestions, information, ideas, or other creative material ("Feedback") belongs to us and will not be treated as confidential. We may use, reproduce, adapt, distribute, display, disclose, or create derivative works from Feedback without acknowledgement or compensation to you.

Cookies
We may employ cookies (e.g., small text files) that our web site may send to your browser for storage on your hard drive. We may use such cookies to make use of our site and services easier by saving your status and preferences upon visits to our site. Most browsers are initially set to accept cookies, but you may be able to change the settings to refuse cookies, or to alert you when cookies are being sent. If you choose to modify your settings to reject cookies, then it may affect your use of our web site and services.

Modify or Remove Your Information
If you use our services or web site, then you have voluntarily consented to our information collection, use, and disclosure practices as described in this privacy policy and other written documentation that may be provided to you regarding the services or web site. If you would like to modify or remove your information from our databases, then please email us at admin@BOATINSURANCEQUOTE.net. However, without the use of your information, we may not be able to provide you the services you request. If you request the removal of your information from our databases, then we will only retain copies of such information as necessary for us to comply with governmental orders, resolve disputes, troubleshoot problems, enforce any agreement you have entered into with us, and as otherwise reasonably necessary for our business purposes.

Security and Passwords
We employ and maintain technology and security measures designed to protect your information. When you submit information on our web site, that information is subject to a variety of protections, including encryption, firewalls and a membership password protected system.

(a) Control of Your Passwords.
To help secure User Information of our members, we designed a password protected system. Except as specifically permitted by this privacy policy or other instructions regarding the use of our web site or services you may not, and will ensure that you do not, lend, give, or otherwise disclose any passwords or user identifications to any unauthorized person, or permit any unauthorized person to use your accounts, related passwords or user identifications. Any loss of control of passwords or user identifications may result in the loss of control over Personally Identifiable Information. You will not be responsible for any actions taken on your behalf or any person using your passwords or user identifications. If passwords or user identifications have been compromised for any reason, then you should immediately notify us so that we may issue you new passwords or user identifications.

(b) Security Disclaimer.
However, no data transmission over the Internet can be guaranteed as 100% secure. As a result, while we strive to protect your information, we cannot ensure or warrant the security of any information you transmit to us or receive from us.

Third Party Web Sites
You may have the option to enter third party web sites through our web site. Since we cannot be assured that such third party web sites follow our privacy policies, we encourage you to ask questions and review the privacy policies of these third parties. We have no responsibility or liability for the actions or policies of these independent sites, do not endorse any product or service that may be mentioned or offered in such sites, and are not responsible for the content or privacy practices of such sites.

Children's Privacy
We do not intend for this site to be used by children under the age of 13, nor do we seek to collect information about children under the age of 13. If you are under the age of 13, please do not provide us with any User Information and promptly exit this site. We encourage parents or legal guardians to talk with their children about the potential risks of providing information over the Internet.
 

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